FREQUENTLY ASKED QUESTIONS


Our Credit Solution, LLC

"We strive to help individuals develop a solid foundation and strong credit score so they can  successfully negotiate prime loans and mortgages."

“Our Credit Solution delivered everything they promised. After we finished their program, we were able to refinance our car with a much lower interest rate!”


STEPHANIE C.

Client

 WHY SHOULD I CONSIDER JOINING OUR CREDIT SOLUTION, LLC TO REPAIR MY CREDIT?

This is the first question you should consider, and the best way to ensure that you are making the correct move for your finances.  You should consider credit repair if you have a low credit score, have multiple derogatory marks on your credit report, have recently or remotely filed a Chapter 7 or Chapter 13 Bankruptcy, or just want to create a better credit profile.  Also, if you intend to finance a car loan or lease, refinance a major asset, purchase a home or refinance a home, this is the perfect time to repair your credit.  Considering that the lower the interest rate, the lower your payment, repairing your credit is an extremely wise and cost effective move that could possibly save you tens of thousands of dollars over the course of a long loan.  

 

HOW DO I GET STARTED WITH OUR CREDIT SOLUTION, LLC?

It is simple to get your personalized program started.  Simply navigate to the "Contact Us" tab in the main navigation bar.  If you are not computer saavy, (no problem!) simply call us at 484-862-8710 to review your personal situation.  Most importantly, we want to develop a personalized plan that reflects your goals and personal needs.  Our staff understand that each person has a unique situation, and therefore, we don't apply cookie cutter solutions to your challenges.

 

WHAT ARE YOUR FEES?  (I'M SORT OF BROKE AT THE MOMENT....)

Great question - and don't worry.  Our setup and individual review of your credit report and situation is only $200; which includes the first month of membership,  your individual consultation and setting up your file.  From there, our monthly fee is $99 per month for a 12 month program.  

 

WHAT IS INCLUDED WITH YOUR FEE?

We include several valuable services with your initial review and monthly fee.  First, we provide you with information how to obtain your credit report.  Second, we review your situation as an individual - and provide you with a written, individualized strategy.  Third, we begin to strategically file dispute letters with your creditors.

 

DO YOU OFFER ADDITIONAL SERVICES BEYOND THE STANDARD FEE?

Our Credit Solution is staffed by experienced professionals from the financial law sector.  Our staff members have defended hundreds of clients against foreclosure, ejectment (eviction), credit card lawsuits and deficiency lawsuits.  Based upon your personal needs, we are available to discuss credit card principle balance negotiations, deficiency settlements, home equity and second mortgage settlements, and a variety of other financial services.  Additionally, we partner with attorneys and law firms in the financial law sector that can protect your rights in areas as diverse as Chapter 7 Bankruptcy to defending against Foreclosure.  So, if you need to discharge debt, settle debt or save your home, we are your first step to financial stability.  

 

WHEN SHOULD I EXPECT RESULTS?

Result times vary based upon your situation and creditors.  Each credit bureau and each creditor reporting on your credit report have different standards regarding disputes.  We will firmly remind organizations that your case is serious and that we require resolution.  Additionally, we will continue to file timely disputes with the credit bureaus per your personalized resolution plan.

OUR MISSION

TO IMPROVE OUR CLIENTS CREDIT WORTHINESS THROUGH STRATEGY AND EDUCATION.